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添加时间:BOC has always taken Shanghai as a strategic stronghold in serving national strategies and pursuing globalization. Thus, BOC has set up the second headquarters in Shanghai, in a bid to take full advantage of the policy advantages including the new section of the free trade zone and the location advantages brought by the integrated development of the Yangtze River Delta. BOC will take a committed role in the building of Shanghai into an international financial center and act as the financial bridge for domestic enterprises and individuals to “go global”. First, BOC will serve the CIIE in an all-round way. Drawing on its strengths in the global service network, BOC supports the overseas promotion led by the CIIE Bureau. The Bank helps invite domestic and foreign exhibitors and traders, provides on-site services and offers tailor-made financial service packages, thus facilitating CIIE to become a “high-level and fruitful event that steadily grows in quality and influence”. Second, BOC will actively innovate financial services in free trade zones. BOC is among the first to establish branches in the new section of Shanghai Free Trade Zone. It opened and processed the first batch of accounts, RMB deposits and loans, trade facilitation settlement, two-way capital pool of cross-border RMB and other businesses in the new section, and will spread relevant innovative businesses to other free trade zones. Third, BOC will earnestly implement the coordinated regional development strategy. BOC is the first bank to launch “Comprehensive Financial Service Package for the Integration of the Yangtze River Delta”, fully supporting infrastructure connectivity, industrial transformation and upgrading, and technology innovation in the region. At present, BOC’s outstanding loans in the Yangtze River Delta, Pearl River Delta and Beijing-Tianjin-Hebei account for about 60% of its total domestic loans. In the next five years, BOC will increase credit and other resources in the Yangtze River Delta by over RMB1 trillion. Fourth, BOC will enrich and enhance its Shanghai Headquarters. In line with the country’s move to further open the financial sector, BOC will enrich its Shanghai Headquarters with new types of businesses and expanded scope of services, thus putting the Shanghai Headquarters on a strong footing compatible with the city’s status as an international financial center. BOC has set up its Fintech subsidiary in Shanghai to boost its bid in becoming a global Science & Technology Innovation Center. In doing so, the Bank also accelerates its own digital transformation and business scenario evolution, and becomes more empowered to support the transformation and upgrading of China’s economic structure.
在保险保障方面,去年,新华保险落实“以附促主”的业务策略,健康保险长期险首年保费占长期险首年保费的58.7%,同比提升26.0个百分点。从理赔数据看,去年该公司向108万客户理赔172万件,理赔金额达80.60亿元,其中重疾理赔金额同比提升39.2%,医疗理赔金额同比提升44.0%。受益于健康险等保障型业务的发展,新华保险新业务价值率达到47.9%,同比提高8.2个百分点。
具体来看,2018年10月,威海海关在对3批进口摩洛哥铅矿砂现场查验过程中,发现货物夹带大量金属碎料、塑料碎料等疑似固体废物。经取样鉴定,确认为禁止进口的固体废物。随后,在威海海关持续跟踪监控下,该批共计58个集装箱、1436吨的固体废物全部退运出境。
根据监测发现,我国学生近视相关危害因素广泛存在。比如,67%的学生每天户外活动时间不足两个小时,29%的学生仅有一个小时。73%的学生每天睡眠时间不达标,课后作业时间和持续近距离用眼时间过长,不科学使用电子产品等不良用眼行为普遍存在。据了解,本次调查共覆盖全国1033所幼儿园和3810所中小学校,总筛查人数111.74万,包括幼儿园儿童6.92万,各个年龄段中小学生104.8万人。
一位不愿具名的地方PPP从业人士对经济观察报表示,现在做的规范PPP项目面临的困难首先是入库的问题,入库也就是进入财政部PPP项目库。其次就是项目融资的问题,融资有两个方面,一个是资本金融资,另一个就是项目融资。现在财政部规定资本金穿透管理,不允许融资,只允许以自有资金做资本金。“项目融资现在的问题是金融机构审批流程比较长。”
场景金融,归根结底是金融功能的一种融合形式。金融为本、科技为器。场景金融的未来发展,并不仅在于昂贵的硬件设备、复杂的算法模型和天量的数据信息,也不仅在于线下机构网点的众多,而更多依靠品牌(信任)、客户(流量和规模)、管理(风控)和信息(数据基础)方面的综合竞争优势。因此,要认识到场景金融的功能本质和服务本源,坚持为实体经济服务,实现金融普惠性,尊重客户体验;要高度关注场景金融下的风险新特征,平衡好收益与风险、便捷与安全、创新与合规的关系、数据利用和数据安全及个人隐私保护的关系,这样才能实现场景金融的健康可持续发展。相信场景金融的春天已经来临!